First Time 



Are you a First Time Buyer looking for a Mortgage?


Buying your first home is certainly a very exciting time in life but it can also feel very daunting with the amount of information and options to make decisions on and it can be costly if you make the wrong one.

As a first-time buyer you are likely to have a list of questions you would like to have answers to, some of the common ones asked are:

Q What much can I afford to borrow?

Q How much deposit do I need?

What others costs are involved in buying a house?

Q What documentation is needed for a mortgage?

What product should you chose, perhaps a fixed rate or a tracker rate?

Do you choose a 2, 3- or 5-year deal?

How long should I borrow for?

What is a higher lending charge?

At RFS, we are here to take away all the stress, answer all the questions you have and keep you right from the beginning of the process to the end to ensure you not only take on a mortgage that you can afford now but one which is also appropriate for your needs and plans for the future ahead.

We will recommend the most suitable product for your needs from a comprehensive range of mortgages from across the market, and we will sit down and explain our recommendations with you to ensure you fully understand why our recommendation is the best solution for your needs.

We are there for you every step of the way to answer your questions until you are in your new home and can even point you in the right direction of reputable service providers you will or may need e.g. A Solicitor, Surveyor, Architect or Removals company.

To arrange to speak to a Mortgage Adviser please contact us using your preferred method of contact below