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Budget Talks


Before considering a Mortgage, it is important to sit down and work out how much you could comfortably afford to pay each month.

There will be associated costs to also factor in in addition to the mortgage payments e.g., Rates, Insurance, Management fees, etc. These are often forgotten about when people are budgeting for a new house purchase.

It may also be worth considering will any current monthly expenses increase? E.g., a bigger house will naturally attract higher utility bills, maintenance costs etc.

Writing everything down on paper will give you a clearer picture of what is affordable to you.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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