We aren’t just Mortgage advisors, we also provide advice to our clients on their personal protection needs. Basically, we help them ensure if anything happened to them, they and their family won’t be financially affected.
One of these products is Life Insurance which is a very affordable product on its own to have. If you lost your life and you have a spouse or kids/family who would then be left with any debts you currently hold to repay (like a large mortgage debt) this is something we would look to ensure you have in place so the debts are paid off in full and your family members are not left struggling to repay these.
The biggest debt is normally the mortgage and we don’t think anyone would want their family left unable to stay in their family home which is why it is always the most important debt to make sure you have life insurance in place for.