• RFS NI

Wednesday Words of Wisdom

Updated: May 20

Did you know each finance house have their own base rates set to complement the market area of customers they are targeting which is in line with the level of commercial risk they are willing to take. In other words, those finance houses with the best rates will be looking to offer finance to those mature customers with the best credit ratings who have strong equity behind them – the lower risk customers. The higher the base rates the more risk the finance house is willing to take on relative to a customer’s overall credit profile.

When applying for finance, it’s very important to know which finance house is the most appropriate for your needs. I have a large panel of finance providers I work closely with and I know exactly what customers they are targeting, what assets they favour and what finance products they offer, if unsure I am happy to chat over with you and guide you in the right direction.


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Robinson Financial Services is a trading style of Nicole Robinson who is a Registered Individual of Ronan Muldoon trading as Freelance Financial, who is authorised and regulated by the Financial Conduct Authority.

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