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What NOT to do when applying for a mortgage

If you are considering a mortgage in the near future OR you are currently in the process of getting a mortgage, please, PLEASE, refrain from taking on any more credit commitments during this time. The most common we tend to see is the temptation of that nice new Car you would like and would need to take car finance out on to purchase.


We recommend to WAIT until you have the keys to your house to avoid any disappointments.


Credit commitments (credit cards, car finance, personal loans etc.) can all have a large impact on how much a lender will be willing to lend to you.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


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ICO ROBINSON FINANCIAL SERVICES LTD ASSET FINANCE INSURANCE

RFS Mortgage & Financial Services is a trading name of Robinson Financial Services Ltd who is an Appointed Representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. 

The Financial Conduct Authority does not regulate all Buy to Let mortgages

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Robinson Financial Services Ltd usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

© 2020 by Robinson Financial Services