Wills & Trusts

Wills

A will primarily lets you direct how your belongings such as bank balances, property, or prized possessions should be distributed.

If you die without a will the state oversees the dispensation of your assets, which it will typically distribute according to a set formula. 

We always recommend our clients to have a Will if they have any assets to distribute if the unfortunate were to happen.

Trusts

Trusts play an important role in protection planning. Issuing a protection policy subject to a trust can help by:

 

  • Ensuring payments are made without any probate delay, so long as there’s at least one surviving trustee

  • Helping to mitigate the effects of inheritance tax, as the proceeds gifted to a trust fall outside the policyholder’s taxable estate on death

  • Ensuring the proceeds will be paid to whoever the policyholder nominates or would have chosen

We advise all our clients to put their policies into a flexible discretionary trust and will arrange this for them as part of the overall service.

For more information on arranging a Will or to arrange to speak to an adviser about setting up your Insurance policy into Trust please use your preferred method of contact below 

Please note these products (Wills and Trusts) are not regulated by the FCA and we are not authorised via PRIMIS Mortgage Network to advise on them. 

Additional Information

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ICO ROBINSON FINANCIAL SERVICES LTD ASSET FINANCE INSURANCE

RFS Mortgage & Financial Services is a trading name of Robinson Financial Services Ltd who is an Appointed Representative of Primis Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. 

The Financial Conduct Authority does not regulate all Buy to Let mortgages

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Robinson Financial Services Ltd usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

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